Pennywise Services
We have a range of financial services for eveyone from starting out with your first mortgage to protecting your businesses future, below are a few of the services we offer.
Mortgages
The mortgage market is a complex area. At any one time there may be over 3000 different mortgage options, only some of which will meet your needs.
We can help you source the best product in the following areas:
 Homemovers |
First Time Buyers |
Next time buyers |
Equity Release |
| Commercial Mortgages |
Development Finance |
Additional Borrowing |
Debt Consolidation |
| Buy to Let |
Let to Buy |
To discuss this further, please contact us.
Equity release involves selling or borrowing against your home. It may affect your eligibility for state benefits, your ability to move house, and the amount of any inheritance you may leave. To understand the features and risks, ask for a personalised illustration.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Pension Planning
How much Income will you need in retirement?
We can help you assess your expected pension, review your existing arrangements and, if necessary, advise you of strategies to address any shortfall.
Are you a business that needs to set up a pension scheme for your employees?
To discuss this further, please contact us.
Savings and investments
Did you know that a large number of investments Advisers and banks offer only a limited choice of investment opportunities?
We can explore all options from across the whole market and have huge numbers of products to choose from depending on attitude to risk.
These range right through from basic investment solutions such as ISA's and bonds to more advanced bespoke investment management packages.
Fed up with poor returns on your savings and investments call today for your free consultation.
To discuss this further, please contact us.
Business protection
Most small to medium sized firms are unprepared in some areas of financial planning.
We offer a broad range of products designed not only to protect your business and enable it to carry on running in the event of illness or death, but to ensure that your family can reap the rewards for your hard work.
We liase closely with accountants to ensure that the cover is set up in the most tax efficient way.
We offer advice for all potential requirements including secured loans, income protection, keyman insurance, group benefits and cross option agreements.
To discuss this further, please contact us.
Personal protection
We select our products from a wide range of companies with a reputation for competetive premiums, quality levels of cover and perhaps most importantly good claims history.
The advice we give is based on ensuring both you and your family are protected financially should the worst happen.
We can offer comprehensive cover on all areas including, Life and/or Critical Illness, Income protection, mortgage cover, and additional family protection.
To discuss this further, please contact us.
